Direct Insurance
Welcome to Direct Insurance. We help consumers find the most affordable coverage available in the market today, whether you’re looking for auto insurance or other types of coverage including homeowners, renters, life and health insurance.
We give you direct access to auto insurance companies in your state, and we understand that finding the best insurance for your needs is not just about value for money, but also about getting the right coverage for your particular situation.
Direct Insurance is independent of any insurance underwriter, so we are not trying to push you into choosing any particular company or policy. We just want to help you find the policy that’s right for you, at a price you can afford.
Learn about Insurance
The more you can learn about the various types of coverage, the better the decisions you will make about what insurance your actually need, and what policy options are the most appropriate for your circumstances. We provide clear and concise summaries of the main types of consumer policies. If you feel the need to learn more, we also provide links to a range of reputable sources you can trust. If you still have questions about a particular policy, don’t hesitate to talk to an insurance agent or insurance company representative before agreeing to any policy. It’s far better to clarify things now, than have to deal with any misunderstandings in the event you need to file a claim. You don’t want to leave any unnecessary gaps in your coverage.
Here at Direct Insurance you can start learning about the major types of coverage:
Auto
Auto insurance does more than protect your vehicle—it protects you from personal liability for injury or damage you cause. Learn why you really can’t afford to drive without the right coverage.
Homeowners
Don’t get caught short—safeguard your property and your family’s financial security. Learn more about homeowners insurance and how it protects you, your home, and your belongings.
Life
There are many types of life policies to choose from, but which one is right for you? Ensure that your dependents will be well taken care of by choosing the best life insurance policy for your situation.
Health
Don’t compromise your health or security by failing to have the right health care plan. Get access to the best health care when and where you need it with an affordable health insurance policy.
Insurance Basics
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Have you taken the time to consider whether or not you need life insurance? You may determine you simply don’t need it in your present circumstances. Alternatively, life insurance could be an integral part of your family’s financial security.
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What Your Car Insurance Does Not Cover
Knowing what your car insurance does and does not cover will help you ensure you have the right coverage and avoid being out-of-pocket in the event of an accident. Don’t overlook policy options or assume your coverage is greater than it really is.
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Paying the Price for Underinsuring Your Home
Failing to adequately insure your home leaves you exposed in the event of a total loss claim, and may even affect the amount you will receive for partial loss claims. Even if you have a valid claim, your insurer will make a proportional reduction to any claim payment if you do not have sufficient coverage.
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How Best to Insure a Rental Car
Whenever you hire a rental car, you are usually encouraged to buy a range of insurance on offer. This can substantially increase the cost of the rental. Is this something you really need, or are there better alternatives?
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How to Manage Your Financial Risks as a Driver
Each time you drive your car, you run the risk of being involved in an accident. In addition to causing injury, accidents can have serious financial consequences. Learn how to manage the financial risks of driving.